Friday, October 28, 2011

Occupy Wall St = MorganStanleyGate = Disbarment of Judge Ron L. Svaty

 To Select Members and Staff at:  The White House, US Justice Dept., Activists Against Corruption, Constitutional Rights Groups, Senior Government Leaders of Kansas, Senior Staff at the Top 15 Law Schools, All faculty members of Stanford Law School, Morgan Stanley Board of Directors, Management Committee of Kirkland & Ellis . . . and other interested parties (Initial count on this transmittal = 2,597)

As previously reported (click here to access), the corrupt acts of soon-to-be-ex-judge Ron L. Svaty are DIRECTLY linked to the Occupy Wall Street Movement (“OWS”).  Here’s how:
  • OWS is a GLOBAL movement and protests by 99% of humanity against the 1% who have relied upon kakistocracy to oppress the masses by surreptitiously creating an uneven playing field and taking away their rights over time, and the disbarment of Ron L. Svaty is an example of this.
  • In exchange for a bartered favor arranged through Kirkland & Ellis (Morgan Stanley’s long time corruption partner in crime), Svaty presided over a bogus hearing with no jurisdictional  authority whatsoever  at a venue and time he knew I could not possibly attend nor have representation for
  • Morgan Stanley arranged this as an act of retaliation in response to my continued pursuit of exposing the  MorganStanelyGate scandal, the extent of which could end its days as a going concern
  • At this entirely FRAUDULENT hearing, with no jurisdictional authority, Svaty took away my YOUNGEST OF FOUR SONS (below) based on 100% concocted LIES, which are plainly OBVIOUS, if just ONE person tasked to protect core American rights would bother to LOOK  . . .  and there are 16 on the Kansas Commission of Judicial Qualifications alone – unfortunately, this group has been heretofore trying to sweep this matter under the rug for months . . . and WE the people will NOT allow that !!

Svaty wants to deprive this little boy of a father who loves him dearly
  • Svaty then assessed a fictitious child support obligation, which in the event paternity exists (Svaty disregarded numerous requests and obvious necessity for DNA testing), it has already been FULLY PREPAID through adulthood

Now I want to show you a comparative chart which stacks up the accomplishments of MY THREE ADULT SONS against Ron Svaty’s only offspring, an ADULT DAUGHTER, Rebecca.  Based on Mr. Svaty’s wayward decision and deductive reasoning, he OBVIOUSLY should have never been allowed to raise his own daughter.

While I do not enjoy publicly exposing the lack of accomplishment by his daughter in this manner, the embarrassment pales to pain and suffering her father has WRONGFULLY caused to me and my loved ones . . . as well as the countless others this monstrously corrupt judge has oppressed in the name of greed.   He has made a mockery of the US Constitution and he MUST go !!!

Now click here to view the below video about my adult sons, which was nationally broadcast to millions throughout this past spring.  And know that I’m sparing you the horrors they have had to confront as a result of the MorganStanleyGate scandal, which has now gone on for NINE years!
The time has come to not only take back our country . . . but take back our world . . . for humanity’s sake, and to that end, let’s do the math: 

What is 99% of 7 Billion?

Big changes are a comin’ and it’s time we make an example of a woefully corrupt Judge from America’s Heartland . . . RURAL Kansas.  Because doing so will eventually lead us to the doorsteps of the “bigger fish” responsible for the current mess we the 99% find ourselves in.
The official process of removing and disbarring Judge Ron L. Svaty begins ONE WEEK from TODAY.

Respectfully submitted,

Spencer C. Young

Wednesday, October 19, 2011

Lincoln Financial Finally Cancels Spencer C. Young's Life Insurance Policy . . . 893 Days After Request !

Nearly two-and-one-half years after first requested, Lincoln Financial finally cancelled the $1.5 million variable whole life insurance policy on Spencer C. Young's life, as evidenced below, but not until he had jumped through through a series of fraud-laden hoops in an elaborate cover-up effort to a diabolical plan.

Lincoln Life Ins. Co. Finally Releases Policy Information After 891 days . . . BUT It's Been Fraudulently Doctored

Spencer C. Young had to contact every Board Member and Senior Executive of Lincoln Financial Group to finally get information released on HIS life insurance policy, which HE established and which HE copiously structured, and HE had requested in writing on:
. . . and yet again in writing on October 12, 2011, along with numerous phone calls throughout the nearly 2 1/2 year period (891 days to be exact) in which Lincoln Life filibustered a cooperative response.

Mr. Young had to undertake extraordinary measures because beginning in May 2009, he was oddly unable to obtain information on HIS life insurance policy which HE established and paid for.  Of interest, in years prior, Mr. Young encountered no difficulty whatsoever in obtaining information on THIS particular life insurance policy.

So what changed?  In a word . . . MorganStanleyGate.

How It Was Supposed To Be
In 2000, Spencer C. Young prudently arranged financial protection for his wife (Maria Young) and three sons (Michael, Kevin & Ryan Young) to preserve their standard of living and ensure his son's college educations in the event of his untimely passing.  He established a $1.5 million variable whole life insurance policy using a REVOCABLE trust structure, with HIM serving as its SOLE trustee during his lifetime.  Upon his passing, his wife would serve as co-trustee, along with Morgan Stanley, with all financial and investment decisions to be decided upon unanimously -- at the time, Mr. Young was an Executive Director at Morgan Stanley.  

Mr. Young set up the life policy in a trust format with a prominent investment firm serving as co-trustee upon his passing because his wife, Maria had no financial background whatsoever.  However, during his lifetime, he would fulfill the role as SOLE trustee, thereby enabling him to have complete flexibility and autonomous control over the policy, and all investment and distribution decisions over the trust because of his extensive financial career and educational background.

Unfortunately, as a result of the unrelenting and often overwhelming stress brought about by  MorganStanleyGate, which began in November 2002, Mr. Young's marriage of 24 years ended in January 2008.

How The Fraud Was Perpetrated
Mr. Young first became aware something was amiss when he made a routine inquiry about the policy in May 2009, and was oddly denied access to information about his life insurance policy by Lincoln representatives.  When Mr. Young asked why, he was told information about the policy could only be shared with the Trustee (note:  Mr. Young had personally structured the Trust so that HE was the Trustee).  

Here's how the conversation then proceeded, and note this conversation is representative of what Mr. Young has often encountered when confronting one of the many elements of  fraud and corruption in the MorganStanleyGate scandal.  And if this wasn't such a serious matter, it would be hilarious, for the failure to communicate bears some similarity to the famous Abbott & Costello "Who's on first?" routine (access video below); however, in Mr. Young's situation, it's not that he didn't understand . . . it's just that Lincoln flat out refused to provide information on the policy even though it was taken out by and paid for by Mr. Young !  And it was only through numerous calls to many different Lincoln representatives that he learned the policy had not lapsed, despite making no premium payments since 2003.

Conversation after Spencer C. Young was told by a Lincoln representative that information on HIS life insurance policy could only be shared with the Trustee of "The Young Family 2000 Trust":

Mr. Young:   "I AM the Trustee !"
Lincoln Rep.: "According to our records, you are NOT the Trustee."
Mr. Young:   "What?!?  Then WHO is the Trustee?"
Lincoln Rep.: "We are not allowed to divulge that information."
Mr. Young:   "Why not ?!?"
Lincoln Rep.:  "Company policy."
Mr. Young:  "You MUST be kidding -- it's a policy on MY life that I took out using a trust where I am the  SOLE trustee!  What 'records' indicate someone else is the Trustee?"
Lincoln Rep.:  "Our internal records."
Mr. Young:   "You mean the governing trust agreement for The Young Family 2000 Trust"?
Lincoln Rep:  "Yes."
Mr. Young:    "Please send me a copy of what you have'"
Lincoln Rep.:  "I can't"
Mr. Young:    "Why not?"
Lincoln Rep.:  "We don't have a copy of the trust agreement"
Mr. Young:   "What ?!?" You just said you had the trust agreement" 
Lincoln Rep.: "No I didn't"
Mr. Young:   "Yes you did"
Lincoln Rep:  "No, I meant to say our internal records reflect the contents of the trust agreement"
Mr. Young:   "How did your internal records get this information from the trust agreement?"
Lincoln Rep:  "I can't say."
Mr. Young:    "Why not?"
Lincoln Rep:  "Because I don't know."
Mr. Young:   "What ?!?"
Lincoln Rep:  "Our systems merely indicate the source of our information"
Mr. Young:    "Then how did your systems obtain this information?"
Lincoln Rep:   "I don't know"
Mr. Young:   "What ?!?  So you don't keep a copy of the trust agreements governing your life ins. policies?"
Lincoln Rep:  "No."
Mr. Young:   "So it's a complete mystery as to how this information got into your internal systems?"
Lincoln Rep.:  [No answer]

And it wasn't until Mr. Young finally received a copy of the operative trust agreement over a year later (on June 10, 2010) from Philip Michaels of Fulbright & Jaworski (a law firm with long established ties to Morgan Stanley) that he realized the document had been fraudulently modified, as follows:
  • Maria Young was designated as the SOLE TRUSTEE, and upon Mr. Young's passing, Maria's brother, Joseph Lombardi was to become a co-trustee.  
  • The operative trust was changed to an IRREVOCABLE trust

The Effect of These Fraudulent Changes to Trust Documents
These unauthorized changes to the trust documents also featured forged signatures of Mr. Young, and effectively:
  • Precluded Mr. Young from obtaining information on HIS life insurance policy
  • Excluded Mr. Young, with his vast background in banking, finance, insurance and investments, from having any say in the administration of the family trust HE established 
  • Vested autonomous decision-making authority with someone with no financial background, an admitted spending problem, and an inability to balance a checkbook (to wit, Maria Young)
  • Included someone as a co-trustee, whom Mr. Young considered to be similarly lacking in necessary business acumen skill sets, and hasn't worked a day in his life since graduating from law school nearly two decades ago (to wit, Maria's brother, Joe Lombardi); and
  • Prevented Mr. Young from canceling this policy to remove financial incentives associated with the dastardly plan to end his life, which were sadly amplified by the financial destitution and dire health condition Maria Young was facing at the time . . . all of which were manifestations of MorganStanleyGate.

Life Insurance Policy Summary
Below is a summary of the insurance policy information Mr. Young gleaned from the documents that were finally provided by Lincoln, which took 891 days (or roughly 2 1/2 years) to finally receive.

The excerpt below means if the policy value (amounts reflected above in the last column) ever dips below zero, the policy will lapse and ALL life insurance coverage will be cancelled 

In light of the relatively low policy value, recent declines in policy value in 2008 and 2009, and the large declines in the two months preceding the remittance of the mysteriously missing insurance premium in early June 2010 (see below) it would be prudent to make a premium payment if someone was planning to collect on this policy in a year to mitigate the risk that a market decline would cause an inadvertent cancellation of this $1.5 million policy.

Missing Premium Payment
Reflected below is the schedule of premium payments made on the subject life insurance policy, which is conspicuously missing the premium made by an unspecified source in Q2 of 2010, as per Richard Scacheri of Lincoln on Jun. 14, 2010 and later confirmed by a woman at Lincoln who would only identify herself as "Heather".

Although Lincoln representatives had earlier indicated a "large premium payment" was received in Q2 2010, this payment is mysteriously missing from the life insurance policy records released by Lincoln Life Ins. Co., after a two-and-a-half year delay.  Understanding WHO the payor was would likely pave the way toward a swift ensuing resolution of the MorganStanleyGate scandal.

Monday, October 17, 2011

Lincoln Life Ins. Co. Employees Implicated in Insurance Fraud & Criminal Cover-Up - It's Time to Release the Information !

The below email was widely disseminated to the board of directors and senior management of Lincoln Life Ins. Co (hereinafter "Board and Management") implicating certain employees in insurance fraud and criminal cover-up of MorganStanleyGate, including the planned assassination of Spencer C. Young. Also posted were the news media, FBI, Justice Dept., White House, etc.

And if the Board and Management do not now immediately respond to directives and requests originally made well over a year ago, they will have affirmed such unlawful activities and opened themselves and their company up to substantial liability. 

Lincoln was asked to cancel the $1.5 million policy on Spencer C. Young's life and provide all information associated with this policy, including WHO made the $100,000 premium payment in Q2 of 2010 (prior to the planned assassination).  Yet they continue with their absurd delays.

Subject: FW: Lincoln Life Insurance Co. Implicated in MorganStanleyGate Cover-up and the Occupy Wall St Movement
Date: Sat, 15 Oct 2011 17:24:15 -0400

I find it odd you didn’t respond to nor otherwise acknowledge the Oct. 14 notice (reproduced below) to senior management and the board members of Lincoln Life Insurance Company, but I wanted to take this opportunity to respond to the absurd message you last sent me. (Also reproduced below and designated as Your Absurd Message), which responded to the original notification of the change in trustee and associated directives, designated at The Change in Trustee and Related Directives

Based on my prior conversations with you, and your response below, I’ve concluded you are an incorrigible fraud.  It is obvious you are lying and perpetuating a cover-up.  Here are some examples that show this to be the case:

  • You submitted the request to Lincoln Financial Law Dept for review --  In our prior conversations, you were fully conversant with the provisions of the subject trust agreement, and the operative facts couldn’t be more simple, which are: (1) I have the right to appoint any independent person as trustee for any reason and at any time (Note: I included the excerpt from the trust agreement evidencing this); and (2) I appointed a new trustee and she directed you to release ALL information on this policy to me ASAP and to cancel the policy immediately.  And yet it’s going to take you over a week to respond?  Conclusion:  This is a fraudulent attempt to cover-up a criminal activity.

  • You said the information requested is dated and will therefore take 2 to 3 business days to compile.  Two Lincoln Financial Group employees independently confirmed to me the information is readily available, and such information can instantaneously be provided once they are given the green light to do so – most especially information on the large catch up premium payment made during the second quarter of 2010 to secretly reinstate the policy.  Conclusion:  You're a LIAR.

  • You said you must secure “encrypt” your emailed response – No you do not, as I hereby waive my right to have this information protected as such,  and I accept any and all risks associated with this waiver, and hold Lincoln Financial harmless as a result of this waiver.   Conclusion: Do NOT encrypt the information -- for it is my intent to make this information publicly available, and I certainly don't want this transmittal disappear after a short time period.

And in saying is you need a week to respond, you’re really saying you need more time to concoct baseless reasons to continue to cover-up what are now obvious criminal activities.  Let me be clear:  I WANT TO KNOW WHO MADE THE LUMP SUM CATCH-UP A PAYMENT IN THE SECOND QUARTER OF 2010 TO REINSTATE MY LIFE INSURANCE POLICY WITHOUT MY KNOWLEDGE . . .  AND I WANT THIS INFORMATION NOW ! 

Importantly, the subject trust documents were doctored to remove me as sole trustee and to convert it into an irrevocable trust, while also precluding me from any information concerning an insurance policy which I had originally taken out for the benefit of my wife and three sons.  This is patently absurd and represents the antithesis of what I had structured.   Conclusionthis was a criminal fraud, and a dastardly preamble to the planned assassination and life insurance fraud, which employees at Lincoln Financial Group were party to.

Allow me to enlighten you to what really happened:  Morgan Stanley and their attorneys at Kirkland & Ellis brought destitution to my ex-wife, and when she was especially vulnerable and riddled with cancer, they proposed through Phillip Michaels of Fulbright & Jaworski and Warren Hoffman of Hoffman & Behar a way to get her $1.5 million tax free (life insurance proceeds), if she would go along with doctoring the trust documents and assurances that I would abruptly meet my demise.  And this very well could have played out as planned had I not been tipped off by a Morgan Stanley insider.

The Oct. 14 Notice 

Subject: Lincoln Life Insurance Co. Implicated in MorganStanleyGate Cover-up and the Occupy Wall St Movement
Date: Fri, 14 Oct 2011 08:04:13 -0400


Based on observed behavior over the past year and a half, and information received from reliable sources, employees of Lincoln Life Insurance Company -- to wit: Howard Polk, Ron Ryan and Rick Williams, have engaged in insurance fraud and have been knowingly complicit in the cover up of other criminal activities (including attempted murder).  This has been separately reported to the Fraud Division of Lincoln, and publicly posted.  Details can be accessed at:

Due to the seriousness of this matter, and its association with the MorganStanleyGate <>  scandal and the Occupy Wall Street <>  movement, this is being brought to your attention, along with officials at The US Justice Dept and FBI, as well as approximately 1,800 news media organizations, and select White House Staff.

Here's What Makes This Wrongdoing Obvious:  Messrs. Polk, Ryan and Williams have refused to divulge the identity of the person or entity who secretly made a premium payment of roughly $100,000 on a $1.5 million policy ON MY LIFE in the second quarter of 2010.  This was made just prior to thwarting an assassination attempt on my life, which sadly involved my late ex-wife who was financially destitute and riddled with cancer at the time.  Messrs. Polk, Ryan and Williams pointed to an obviously doctored trust document as a basis for withholding all information from me and in denying frequent requests to have the subject policy (# 4815280) canceled.  Notwithstanding, I have appointed a new Trustee, who has directed ALL policy-related information be released to me, and the subject life policy be canceled immediately . . . and yet they remain unresponsive.

Note:  Anonymously included in the list of people receiving this communique, is the Lincoln employee who informed me of the $100,000 payment, and in protecting your identity, I am asking that you to separately report this instance of fraud internally . . . for if you don't, you may be implicated in aiding and abetting a crime, which is a manifestation beyond my control if you don't blow the whistle NOW.

In closing, those of you who are at least moderately intelligent should be wondering: "How is Morgan Stanley involved in this?"  The short answer is that they sponsored the elaborate assassination, in order to silence me.  Their motivation is that I possess information as a former insider and survivor of their ensuing wrath that could end Morgan Stanley's days as a going concern, and if they don't admit to and compensate me for the audacious crimes perpetrated against me and my family over the past nine years, the Occupy Wall St. movement will assuredly result in their demise.  And for the record, I wish to point out that John J. Mack, former CEO and current Chairman of Morgan Stanley is far more dangerous to the American public than Osama Bin Laden ever was . . . and as the facts come out, you'll realize why this is the case.


Spencer C. Young

Your Absurd Message

-----Original Message-----
From: Polk, Howard <>
To: Spencer C. Young <>
Sent: Fri, Oct 14, 2011 8:12 am
Subject: RE: Policy # 4815280 (Insured: Spencer C. Young)

As we discussed Wed, Oct 12, I received your Trust documents and sent them on to our Law Department for review.  Per your instructions, Debbie Edwards is now the new Trustee for The Young Family 2000 Trust.  The Trustee’s requests as outlined in these documents were sent to our process department to gather the requested information.  Since some of the information requested is dated, it will take 2 or 3 business days to gather.  Once I receive the report, per the Trustee’s instructions, I will also email the information to you.  Keep in mind, the data gathered as a result of the Trustee’s requests may contain confidential privacy information.  In order for me to send this information via email and not through the US Mail, I must secure “encrypt” the email.  When you receive the email, there will be instructions telling you how to set up a password before you can open the email.  If you have any questions or problems opening the email, please feel free to give me a call.

   Howard Polk
Indianapolis:         (317) 485-7351
Fort Wayne:           (260) 455-3386
Facsimile:               (260) 455-0173
Cell Phone:            (260) 452-6428
E-Mail:    Howard.Polk@LFG.Com
Web-Site:                www.LFG.Com
Description: lfglogo


From: Spencer C. Young [
Sent: Wednesday, October 12, 2011 5:22 PM
To: Polk, Howard
Subject: Fwd: Policy # 4815280 (Insured: Spencer C. Young)

As per our phone conversation.

The Change in Trustee & Related Directives

-----Original Message-----
From: Spencer C. Young <>
To: ProcessingTeam-NH <>; LifePolicyHolderService <>; CustServProcessingTeam-NH <>; CustServSupport <>
Cc: edwardsdebbie10 <>
Sent: Wed, Oct 12, 2011 3:30 am
Subject: Policy # 4815280 (Insured: Spencer C. Young)
 [Note:  the below email text is also attached as a separate document]

Date:   Oct. 12, 2011

To:       Lincoln National Life Insurance Company (“Lincoln”)
            Via email at:

Re:       Policy # 4815280 (Insured: Spencer C. Young)
The accompanying notarized documents address long outstanding issues concerning the subject policy:
  • ·        Document A – replaces the sole trustee of The Young Family 2000 Trust
  • ·        Document B – terminates the subject life insurance policy and directs Lincoln to provide ALL information associated with this policy to the Insured; and
  • ·        Document C – directs Lincoln to distribute any net assets remaining after termination of the subject policy to the three potential income beneficiaries.
I would like to discuss this later this afternoon with Ron Ryan; however in the interim, please respond via return e-mail with a listing of all premium payment information since inception, the parameters of which are delineated in Document B.


Spencer C. Young


Saturday, October 15, 2011

Earlier Efforts to Contact Michael Moore Oddly Unsuccessful

As there are many elements to MorganStanleyGate, the events currently unfolding will be reported in this blog along with past events.  This is done in order to provide context and document the scope and magnitude of this scandal, including events and occurrences that are perplexing, iconoclastic or otherwise defy conventional wisdom. 

The below Facebook message was sent to activist documentary film-maker Michael Moore on April 13, 2009, in response to his clarion call for people with firsthand information on the inner workings of Wall Street, for inclusion in his upcoming documentary  Capitalism: A Love Story.

As noted in my message, I had made frequent attempts to contact him, and I received no response whatsoever .  .  .  not from him nor anyone on his staff.  In the context of my background, my messages to him, what he was looking for, and his past documentaries, it appears my messages never made it to him. 

And yet he was one of many celebrity activists who have been heretofore non-responsive, even after follow-up calls were placed to their administrative staff.

Friday, October 14, 2011

Lincoln National Life Uncooperative in Insurance Fraud Investigation

Catch this:  Lincoln National Life Insurance Company refuses to divulge who made a premium payment of approximately $100,000 to secretly reinstate a $1.5 million whole life insurance policy on Spencer C. Young's life!  Why?  Read on.

Although Lincoln National Life Insurance Company (hereinafter “Lincoln”) was provided the requisite documentation to release information associated with the $1.5 million insurance policy on the life of Spencer C Young, they continue to withhold this information, and have been unresponsive to requests for its immediate release, as well as requests to cancel this policy. 

In 2010, an insurance fraud and attempted assassination plot was exposed, and Lincoln has heretofore relied on obviously doctored trust documents to NOT reveal the identity of the person or entity who reinstated this policy in the second quarter of 2010 with a large premium payment covering approximately five years.   The insurance fraud and planned assassination are an element of MorganStanleyGate and therefore linked to the Occupy Wall Street movement.

This insubordinate and irregular behavior has been reported to the Lincoln Fraud Division for investigation, as reflected below.  As it may be difficult to read, the submitted information is reproduced at the bottom.

What is the name of the person or company you are reporting?

These are Lincoln Financial Group employees.  Their names are Howard Polk, Rick Williams and Ron Ryan.  There also appears to be one or more senior employees involved, providing directives.

Do you know the address and telephone number?
Howard Polk (260)-455-3386 or (317)-485-7351
Ron Ryan (603)-226-5314
Rick Williams (603)-226-5985

Type of insurance involved?
Life Insurance

Any other information?

Do you know the policy number?
Policy #:  4815280

Do you know the dollar amount involved?

Date of incident?
Ongoing for well over a year

Why is this situation suspicious?
This policy should have lapsed and been canceled years ago, yet I learned an unspecified person or entity had mysteriously reinstated the policy (without my knowledge) by making  a large lump sum payment in the second quarter of 2010.  And it was at that time an assassination plot on my life was exposed and thwarted.  I had reported this to Lincoln Financial as an instance of insurance fraud; however they were oddly non-responsive and they have since refused to release any information on this policy, including the identity of who made the reinstating premium payment(s).   Pursuant to the operative trust documents (which were doctored in a manner that oddly prevented me from obtaining information on this policy), I have appointed a new trustee, and that trustee has directed Lincoln Financial to cancel the policy and immediately release all information associated with this policy to me, and Messrs. Polk, Ryan and Williams have been insubordinate and unresponsive to this request.

Do you have documents to prove this act is fraudulent?
Yes.  Please visit: and be sure to access the hyperlinks to Documents A, B and C at the bottom

Any additional information that may be helpful?
Due to the seriousness of this matter, and its link to the MorganStanleyGate scandal and the Occupy Wall Street movement, this is being brought to the attention of senior management and the Board of Directors of Lincoln Financial Group, The US Justice Dept, the FBI,  approximately 1,800 news media organizations, and select White House Staff

Your name and contact information?
My name is Spencer C. Young, and I can be reached at (919) 357-2844